SORRY fellas, as much as it pains me to do this, I really should warn you that you may not want to read any further.

In fact, maybe you should avert your eyes to the letters adjacent to this column, or flick over to the next page, because what I am about to talk about is really only for female eyes. Besides, it’ll only annoy you if you keep reading.

Now that the guys have gone, ladies, let’s talk about that age old ‘women v men’ argument when it comes to driving.

You might have seen the news story rumbling around about some important court in the EU which is about to make a ruling on how fair (or not fair) it is for companies to charge us incredibly law-abiding and safe women drivers far less than they charge speed demon hot-headed male drivers for insurance.

It’s been claimed that this is discriminatory, and we should all be charged the exact same price.

Are they serious? And, more importantly, have any of the people claiming this ever been in a car with a young male driver?

I’m all for equality, and I don’t abide by women being given favours just for being women (by the way the person I thank for that belief isn’t my mother, it’s both of my parents and several male teachers who, in my childhood, never once even hinted to me that there was any difference between the abilities of girls or boys). So what of this mighty car insurance ruling? Well, if the committee does indeed decide insurers are being discriminatory, we girls are more than likely to suddenly suffer a hefty hike in our car insurance bills. That’s something that I, for one, do not think is fair.

Of course, if you talk to any man you’ll find they disagree.

Arguments range from the simple ‘it’s sexist’ to the incredibly complex ‘there are more male drivers on the road driving longer distances which statistically increases their chance of having an accident’.

Whatever your opinion, the official figures still say men are responsible for between 60 and 70 per cent more accidents than women.

To my mind, that makes fellas more risky to insure and, as much as I’d like to be rich enough to subsidise someone else’s insurance, the fact that I’ve been involved in two accidents in my life, both of which were caused by men who crashed into my car because they were driving too close (and yes, they both admitted it was their fault), I’m not all that inclined to pay an extra hundred quid a year to help.

Mind you though, if that nice young (and extremely good looking) doctor who caused the second accident was ever to be struggling to feed himself after paying his extortionate car insurance bill, I’d be more than happy to do my bit and buy him dinner to help him out.