A mother and son are facing a bleak Christmas after fraudsters cleaned out their bank accounts.

Single mother Julie Millard, 42, and her 19-year-old son Simon, have been told that they are unlikely to get the £1,140 refunded by their bank until the new year.

They believe the conmen got their card details by using a cloning device on a cash machine at Tesco's in Cowley.

Mrs Millard, of Bayswater Road, Oxford, said: "When I found out I just burst into tears - I couldn't believe it, and then my son checked his account and they had cleared his wages out, he has got £7 to his name."

Tesco Personal Finance, which operates the machines, fitted anti-skimming devices in May after a spate of card cloning was reported in the Oxford Mail.