Deciding to buy a home for the first time can be a daunting and stressful experience, and that’s often before you’ve even considered the different home-ownership schemes available to help you with your purchase.

Whilst you might have heard of Help to Buy, Shared Ownership, First Homes or Lifetime ISAs, understanding how they might help you, and which one is best for your circumstances, often needs to be professionally explained.

Oxford Mail:

At Heyford Park near Bicester, we’ve been building homes for first time buyers for more than 10 years. Our first time buyers like the range of homes to choose from, from apartments to large family homes, and they often discover that they can afford the home of their dreams when they use Help to Buy.

Help to Buy has been the Government’s most popular home ownership scheme for first time buyers. It works by allowing you to reserve your new home with a 5% deposit, with the Government providing an equity loan of up to 20% of the cost of a newly built home. That means your mortgage is up to 75% of the home, and is more affordable. The equity loan is interest fee for the first five years, and is repayed in full if you move home.

Oxford Mail:

Our latest homes at The Chase are a great example of how Help to Buy might be able to help you. These two and three bedrooms houses all feature quality specifications and gardens. With prices starting from £315,00, Using Help to Buy, purchasers would need deposits of approximately £15,750.

For more information and to visit our new show homes, call 01869 238238 or visit